*{box-sizing:border-box;margin:0;padding:0}
:root{--navy:#142b3d;--gold:#d78b48;--cream:#f7f4ef;--text:#243746;--muted:#64717a}
body{font-family:Arial,Helvetica,sans-serif;color:var(--text);line-height:1.6;background:#fff}
.container{width:min(1120px,92%);margin:auto}
.header{background:#fff;position:sticky;top:0;z-index:10;box-shadow:0 2px 15px #00000012}
.nav{min-height:74px;display:flex;align-items:center;justify-content:space-between}
.logo{font-size:1.35rem;font-weight:800;color:var(--navy);text-decoration:none}
.logo span{color:var(--gold)}
nav{display:flex;gap:24px;align-items:center}
nav a{color:var(--text);text-decoration:none;font-weight:600}
.nav-btn,.btn{padding:12px 20px;border-radius:6px;text-decoration:none;font-weight:700}
.nav-btn{background:var(--navy);color:#fff!important}
.menu-toggle{display:none;background:none;border:0;font-size:28px}
.hero{background:linear-gradient(120deg,var(--navy),#23465b);color:#fff;padding:100px 0}
.hero-content{display:grid;grid-template-columns:1.4fr .8fr;gap:60px;align-items:center}
.eyebrow{color:var(--gold);font-size:.78rem;letter-spacing:2px;font-weight:800;margin-bottom:12px}
h1{font-size:clamp(2.4rem,5vw,4.5rem);line-height:1.05;margin-bottom:22px}
h2{font-size:clamp(2rem,4vw,3rem);line-height:1.15;margin-bottom:20px}
h3{margin:10px 0 8px}
.hero-text{font-size:1.15rem;max-width:650px;color:#e5edf1;margin-bottom:30px}
.buttons{display:flex;gap:14px;flex-wrap:wrap}
.btn.primary{background:var(--gold);color:#fff}
.btn.outline{border:1px solid #fff;color:#fff}
.hero-card{background:#fff;color:var(--text);padding:35px;border-radius:14px;box-shadow:0 20px 50px #0003}
.check{width:55px;height:55px;background:var(--gold);color:#fff;border-radius:50%;display:grid;place-items:center;font-size:30px}
.section{padding:90px 0}
.light{background:var(--cream)}
.two-col{display:grid;grid-template-columns:1fr 1fr;gap:70px}
.center{text-align:center;max-width:700px;margin:0 auto 45px}
.section-intro{color:var(--muted)}
.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}
.card{background:#fff;padding:30px;border-radius:10px;box-shadow:0 5px 20px #0000000b}
.icon{color:var(--gold);font-weight:800;font-size:1.5rem}
.card p,.step p{color:var(--muted)}
.steps{display:grid;grid-template-columns:repeat(3,1fr);gap:30px;text-align:center}
.step span{display:grid;place-items:center;margin:auto;width:55px;height:55px;border-radius:50%;background:var(--navy);color:#fff;font-size:1.4rem;font-weight:800}
.narrow{max-width:800px}
details{background:#fff;margin:12px 0;padding:20px;border-radius:8px}
summary{cursor:pointer;font-weight:700}
details p{padding-top:12px;color:var(--muted)}
.contact-section{background:var(--navy);color:#fff;padding:75px 0}
.contact-box{display:flex;justify-content:space-between;gap:40px;align-items:center}
.contact-details{display:flex;flex-direction:column;gap:14px;min-width:280px}
.contact-details a{color:#fff;text-decoration:none}
.whatsapp{background:#2d9d58;text-align:center}
footer{background:#0c1b27;color:#cbd5da;padding:28px 0}
.footer-content{display:flex;justify-content:space-between;gap:20px}
@media(max-width:760px){
 nav{display:none;position:absolute;top:74px;left:0;right:0;background:#fff;padding:20px;flex-direction:column;box-shadow:0 8px 15px #0001}
 nav.open{display:flex}.menu-toggle{display:block}
 .hero{padding:70px 0}.hero-content,.two-col{grid-template-columns:1fr;gap:35px}
 .cards,.steps{grid-template-columns:1fr}
 .contact-box,.footer-content{flex-direction:column;align-items:flex-start}
}